David Max Straight
Secondary Marketing/Senior Loan Officer
PA License #34377PA
VA License #MLO-3930
NMLS # 270837
(click link above to check license)
Branch NMLS # 71158
Direct: 757-605-4070
Mobile: 757-646-0057
Fax: 757-605-4215

200 Golden Oak Court, Ste. 100
Virginia Beach, VA 23452

Homebuyers Resource Center

Compliance Laws

• Fair Credit Reporting Act (ECOA)
• Equal Credit Opportunity Act (FCRA)
• Real Estate Settlement Procedures Act (RESPA)
• Home Mortgage Disclosure Act (HMDA)

Accessing your Credit Report

Order a copy of your credit report from the three nationwide consumer reporting companies every year. An amendment to the federal Fair Credit Reporting Act requires each of the major nationwide consumer reporting companies to provide you with a free copy of your credit reports, at your request, once every 12 months. To order your free annual report from one or all of the nationwide consumer reporting companies, visit www.annualcreditreport.com

Call toll-free 1-877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. You can print the order form from ftc.gov/credit. Do not contact the three nationwide consumer reporting companies individually. They provide free annual credit reports only through www.annualcreditreport.com, 1-877-322-8228, and Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.