Lorinda Rose James

Lorinda Rose James
Senior Loan Officer
NC License #MLO I-132945
VA License #MLO 2851-VA
FL License #MLO-159163
SC License #MLO100155
PA License #MLO-43967
WV License #MLO-32943
DC License #MLO-100155DC
DE License #MLO-904482
TX License #MLO-100155TX
NJ License #MLO-100155NJ
MD License #MLO-25376MD
OH License #MLO-LO.043890.000
MA License #MLO-100155
NMLS # 100155
Branch NMLS # 71158
(click links above to check licenses)

Direct: 757-605-4642
Mobile: 757-348-6513
Fax: 757-605-4257

200 Golden Oak Court, Ste. 100
Virginia Beach, VA 23452

Homebuyers Resource Center

Compliance Laws

Accessing your Credit Report

Order a copy of your credit report from the three nationwide consumer reporting companies every year. An amendment to the federal Fair Credit Reporting Act requires each of the major nationwide consumer reporting companies to provide you with a free copy of your credit reports, at your request, once every 12 months. To order your free annual report from one or all of the nationwide consumer reporting companies, visit www.annualcreditreport.com

Call toll-free 1-877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. You can print the order form from ftc.gov/credit. Do not contact the three nationwide consumer reporting companies individually. They provide free annual credit reports only through www.annualcreditreport.com, 1-877-322-8228, and Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.

Call Direct: 757-605-4642

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