Welcome to Tidewater!

We are your consumer advocates. Look to us to show you the facts about all the different loan programs available to you and which ones are a better financial fit for your needs. This is what we mean by trusted, transparent and responsible lending.

Our mortgage bankers are SAFE Act licensed and we adhere to a strict no-steering policy. We are only interested in helping you find the loan that best fits your needs.

Get a free quote    Apply Now

Tidewater Mortgage Team

Get the best possible Rates!

As a direct lender, we provide some of the lowest rates in the industry. Our underwriting team is dedicated to fast approvals and closing your loan quickly. Our "no steering" policies guarantee that you'll see all loan programs available for your scenario.

We are licensed in accordance with the federal government’s S.A.F.E. Act and our mission is to become friends and mentors during your search for the best loan available.

Apply Now

Tidewater Rate Finder - Search & Save!

  • EnterZip Code
    Invalid Zip Code
efficient mortgage process

Save time, money & the environment!

Our advanced mortgage automation delivers e-disclosures and real-time loan pricing. We can source, manage, price and lock loans with multiple agencies in just a few minutes.

Call now for a free quote, or try a quick quote today!

Get a Quote

Credit Tune Up

Funding Suite's Intelligent Credit Report interprets tradelines, detects data errors, predicts Fannie Mae/Freddie Mac underwriting conditions and suggests ways to strengthen your credit scores in 72 hours.

This is the industry's only Credit Reporting software that proofreads every credit file in order to strengthen your borrowing power. We use it to find errors or other issues in your credit profile that may be wrongfully lowering your score and driving up your rates. Want To See Yours?

Read More

Analyze your credit
Lynn Cattafi

Lynn Cattafi
Senior Loan Officer
DE License #MLO-901391
NMLS # 170226
(click link above to check license)
Branch NMLS # 202731
Direct: 302-227-8252
Mobile: 302-228-2627
Fax: 302-227-8532

330 Rehoboth Ave., Ste. B
Rehoboth Beach, DE 19971

About Lynn Cattafi

Lynn has been named to Delaware Today Magazine&rsquos list of Five Star Mortgage Professional&rsquos for the Delaware/Maryland area for 2010 and 2011!


A 26 year veteran in the real estate and lending industry, Lynn is a Senior Mortgage Consultant with Tidewater Mortgage Services, Inc. and is the preferred mortgage consultant for the Ocean Atlantic Sotheby&rsquos International Realty, Schell Brothers and Echelon Custom Home communities.

In 1985, Lynn started her career as a real estate sales agent in the Northern New Jersey metro. Consistently in the top 10% of all agents in the New Jersey region in sales volume, she went on to co-own a three office Century 21 franchise. In 1997, she merged with Coldwelll Banker Residential Brokerage to offer enhanced services and unmatched technology for the time.

In 2000, she and her husband relocated to Rehoboth Beach, DE, which had been a long-time vacation area for them. She took her extensive experience in all aspects of residential real estate and went to work for Wells Fargo Home Mortgage as a Loan Consultant and realized she had found her niche! In 2004, she was recruited by Tidewater Mortgage Services, Inc. to handle the mortgage needs for the Ocean Atlantic family of companies, Schell Brothers, in addition to the mortgage needs of realtors and buyers throughout the Delmarva region.

Lynn's philosophy is simple: "To quote an old commercial that has always stuck with me, 'an educated consumer is our best customer.&rsquo I take the time to explain all aspects of the loan program options and the process for the borrower. I help you make the best decision for your situation. My years of experience make the process as effortless as possible for you and take away the stress normally associated with a real estate transaction."


I Specialize In:

Expert customer service, extensive knowledge of the mortgage industry, very competitive rates, and guidance through the entire process, whether it is new construction, or a primary, second home, or investment property purchase or refinance.

We have programs offering long term rate locks for those purchasers having a home built.

Lynn is licensed in DE

We provide mortgage rates and loan services in the state(s) listed above, as well as the following areas:


Tidewater Builders Assn.

Tidewater Jobs

© 2013 Tidewater Mortgage Services, Inc. All rights Reserved.   |   Licensed by the Virginia State Corporation Commission, MC-1206
Mortgage Website by iLEADnow