Peter King Yuen
Senior Loan Officer
VA License #MLO-2849
NC License # I-151915
NMLS # 72119
(click link above to check license)
Branch NMLS # 140450
Direct: 757-605-4647
Mobile: 757-641-8157
Fax: 757-605-4252

742 Thimble Shoals Boulevard
Newport News, VA 23606

Homebuyers Resource Center

Compliance Laws

• Fair Credit Reporting Act (ECOA)
• Equal Credit Opportunity Act (FCRA)
• Real Estate Settlement Procedures Act (RESPA)
• Home Mortgage Disclosure Act (HMDA)

Accessing your Credit Report

Order a copy of your credit report from the three nationwide consumer reporting companies every year. An amendment to the federal Fair Credit Reporting Act requires each of the major nationwide consumer reporting companies to provide you with a free copy of your credit reports, at your request, once every 12 months. To order your free annual report from one or all of the nationwide consumer reporting companies, visit www.annualcreditreport.com

Call toll-free 1-877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. You can print the order form from ftc.gov/credit. Do not contact the three nationwide consumer reporting companies individually. They provide free annual credit reports only through www.annualcreditreport.com, 1-877-322-8228, and Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.