NMLS # 71158
Branch NMLS # 71158
Direct: (757) 498-7400
Fax: (757) 498-7435
Need a mortgage loan? Then take a moment to review the Tidewater Mortgage Services’ loan products available for you and your particular needs. You’ll find a broad range of loan products we offer helpful, and our explanations and details below can help educate you about the different loan products we offer. Together with one of our experienced loan officers, you can determine the best one to suit your mortgage needs!
(A mortgage in which an interest rate is set before the loan is taken out, and stays constant.)
(An Adjustable-Rate Mortgage (ARM) typically starts with a low interest rate and could increase throughout the loan’s lifetime. This rate may stay the same for months before it changes, but in an ARM the interest rate fluctuates.)
(The Federal Housing Administration (FHA) is a United States government agency created as part of the National Housing Act of 1934. It sets standards for construction and underwriting and insures loans made by banks and other private lenders for home building.)
(A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The VA loan was designed to offer financing to eligible American veterans or their surviving spouses)
A mortgage loan offered to rural property owners by the United States Department of Agriculture.
(A loan is considered a jumbo loan if it is more than $417,000, they tend to be for large single-family homes.)
Also known as First Time Homebuyer Programs
HUD based product that allows borrowers to utilize the equity in their home
Tidewater is licensed in CT, DC, DE, FL, GA, MA, MD, NC, NJ, OH, PA, SC, TN, TX, VA and WV
Tidewater Mortgage Services, Inc. is a licensed mortgage lender, not a depository institution, and does not accept deposits.
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