Tidewater Mortgage Services, Inc. is a licensed mortgage lender,
not a depository institution, and does not accept deposits.

Welcome to Tidewater!

We are your consumer advocates. Look to us to show you the facts about all the different loan programs available to you and which ones are a better financial fit for your needs. This is what we mean by trusted, transparent and responsible lending.

Our mortgage originators are SAFE Act licensed and we adhere to a strict no-steering policy. We are only interested in helping you find the loan that best fits your needs.

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Tidewater Mortgage Team

Get the best possible Rates!

As a direct lender, we provide some of the lowest rates in the industry. Our underwriting team is dedicated to fast approvals and closing your loan quickly. Our "no steering" policies guarantee that you'll see all loan programs available for your scenario.

We are licensed in accordance with the federal government’s S.A.F.E. Act and our mission is to become friends and mentors during your search for the best loan available.

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Tidewater Rate Finder - Search & Save!

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efficient mortgage process

Save time, money & the environment!

Our advanced mortgage automation delivers e-disclosures and real-time loan pricing. We can source, manage, price and lock loans with multiple agencies in just a few minutes.

Call now for a free quote, or try a quick quote today!

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Credit Tune Up

Funding Suite's Intelligent Credit Report interprets tradelines, detects data errors, predicts Fannie Mae/Freddie Mac underwriting conditions and suggests ways to strengthen your credit scores in 72 hours.

This is the industry's only Credit Reporting software that proofreads every credit file in order to strengthen your borrowing power. We use it to find errors or other issues in your credit profile that may be wrongfully lowering your score and driving up your rates. Want To See Yours?

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Analyze your credit
David George Demmer

David George Demmer
Branch Manager/Senior Loan Officer
PA License #MLO # 39583
NMLS # 133209
Branch NMLS # 1000341
(click links above to check licenses)

Direct: 814-297-8159
Mobile: 724-252-6140
Fax: 814-297-8041

22868 Route 68, Suite 12
Clarion, PA 16214

About David George Demmer

David Demmer has over a decade of experience in residential, commercial and construction lending.  Prior to joining the Tidewater team he owned and operated his own mortgage company Noah Financial, Inc. for over 5 years.  He had the unique opportunity to work for both a mortgage broker and a regional retail bank prior to starting his own company.   His expertise provides first time home buyers to seasoned investors solutions and answers with a simplistic approach to a complex industry.  His training and background give him a diverse perspective of qualifying credit, mortgages, debt management as well as home equity and real estate investment. 

David specializes in USDA home loans, FHA, VA, Refinance, and First Time Home Buyers.

David George is licensed in PA

We provide mortgage rates and loan services in the state(s) listed above, as well as the following areas:

© 2014 Tidewater Mortgage Services, Inc. All rights Reserved.   |   Licensed by the Virginia State Corporation Commission, MC-1206
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