Corporate Headquarters

NMLS # 71158
Branch NMLS # 71158
Direct: (757) 498-7400
Fax: (757) 498-7435

200 Golden Oak Court, Ste. 100 Virginia Beach, VA 23452

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Getting Started.

How much home can you afford?

The amount of house you can purchase will all depend upon what type of mortgage loan you qualify for, and we at Tidewater Mortgage Services are here to help you maximize your buying potential. You need to know how much you qualify for before you start shopping for a house.  By getting prequalified, you are better equipped to begin your home search. At Tidewater Mortgage Services, we have experienced loan officers that can help you through this simple process.

We are here to help you determine how you can buy a home by providing you with mortgage loan options. Give us a call today at 888-814-5163, or click HERE to get the pre-approval process started!

Here are a couple of steps to guide you through the process:

1

Know Your Financial Standings

  • – What can you afford?
  • – How is your credit?
  • – What are your financial goals?

2

Get Pre-Approved

  • – Get a better idea of exactly how much you can spend and get prequalified for a mortgage.
  • – Providing certain financial information will allow your loan officer to get you prequalified.
  • – This will save you time and put you in a better position to make an offer on the house that is right for you.

3

Working with a Real Estate Professional

  • – A real estate professional can help with structuring your offer and avoiding pitfalls.
  • – They can help you explore your home ownership goals.
  • – Work closely with your real estate professional and your loan officer for a smooth process all the way from offer to closing.

4

Make an Offer

  • – Talk to your real estate professional when you are ready to write a contract.
  • – Your loan officer can assist you in preparing an offer that best suits your financial budget.
  • – Your loan officer can help with information about down payment and closing costs.

5

After the Offer is Accepted

  • – Contact your loan officer so they can walk you through the process to finalize the loan application.
  • – Your loan officer will order appraisals and inspections, and give you options in selecting homeowners’ insurance and finding a settlement agent.
  • – Your loan officer will gather any additional documentation and finalize the paperwork to ensure a smooth closing.

6

Closing Day!

  • Enjoy your new home!
  • Refer your friends and family to Tidewater Mortgage Services, Inc.!