Corporate Headquarters

NMLS # 71158
Branch NMLS # 71158
Direct: (757) 498-7400
Fax: (757) 498-7435

200 Golden Oak Court, Ste. 100 Virginia Beach, VA 23452

responsive-mobile_0002_Refinancing made simple.  Tidewater Mortgage Services  can show

Need to change course from your current mortgage loan situation to one that better suits your needs? Refinancing might be your solution & we’re here to help!

Before we start, let’s review what
refinancing means.

Here are the 5 most common reasons to refinance your home:

  • To reduce your monthly payments or interest rate; reach a number that is more manageable.
  • To consolidate your outstanding debt by combining two mortgage loans into one new mortgage.
  • To pay off your mortgage quicker by switching from a long-term loan to a short-term loan.
  • To refinance your current loan to pay off existing debt or pay for a big expense; such as college, for example.
  • To get out of a current mortgage plan that you don’t like – going from a fixed rate mortgage to an adjustable rate mortgage (ARM), for example.

Is refinancing right for you? Here are a few things to consider:


  • 1 What is your home worth and how much do you owe?
    With the answers to these questions, you and your loan officer can find a loan that fits.
  • 2 How will this improve your current financial situation?
    You and your loan officer can reshape your current mortgage situation in an effort to lower monthly payments.
  • 3 How will this help you achieve your long term goals?
    We offer loans specifically tailored to your situation so that together with your loan officer, you can discuss an overall financial plan that can help with your long term goals.