Tidewater Mortgage Services, Inc. is a licensed mortgage lender,
not a depository institution, and does not accept deposits.

Welcome to Tidewater!

We are your consumer advocates. Look to us to show you the facts about all the different loan programs available to you and which ones are a better financial fit for your needs. This is what we mean by trusted, transparent and responsible lending.

Our mortgage originators are SAFE Act licensed and we adhere to a strict no-steering policy. We are only interested in helping you find the loan that best fits your needs.

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Tidewater Mortgage Team

Get the best possible Rates!

As a direct lender, we provide some of the lowest rates in the industry. Our underwriting team is dedicated to fast approvals and closing your loan quickly. Our "no steering" policies guarantee that you'll see all loan programs available for your scenario.

We are licensed in accordance with the federal government’s S.A.F.E. Act and our mission is to become friends and mentors during your search for the best loan available.

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Tidewater Rate Finder - Search & Save!

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efficient mortgage process

Save time, money & the environment!

Our advanced mortgage automation delivers e-disclosures and real-time loan pricing. We can source, manage, price and lock loans with multiple agencies in just a few minutes.

Call now for a free quote, or try a quick quote today!

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Credit Tune Up

Funding Suite's Intelligent Credit Report interprets tradelines, detects data errors, predicts Fannie Mae/Freddie Mac underwriting conditions and suggests ways to strengthen your credit scores in 72 hours.

This is the industry's only Credit Reporting software that proofreads every credit file in order to strengthen your borrowing power. We use it to find errors or other issues in your credit profile that may be wrongfully lowering your score and driving up your rates. Want To See Yours?

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Analyze your credit
Steven Zsolt Runnells

Steven Zsolt Runnells
Branch Manager/Senior Loan Officer
WV License #MLO-30540
NMLS # 165381
Branch NMLS # 900813
(click links above to check licenses)

Direct: 301-620-1999
Mobile: 240-409-2610
Fax: 301-620-7672

129 W Patrick St., Suite 8
Frederick, MD 21701

About Steven Zsolt Runnells

Steve Runnells has been a resident of Middletown, Maryland for 14 years where he resides with his wife and 5 children. He has been in mortgage lending for the last 16 years. Currently he is the branch manager for Tidewater Mortgage Services, Inc. in our Frederick, Maryland office as well as our Augusta, West Virginia office. Steve is experienced in Conventional, FHA, VA and USDA/RD financing. Much of his customers come from referrals by previous homebuyers he has assisted. Steve takes the time to completely explain the loan process to first time homebuyers and has the knowledge to assist more experienced buyers. Given the recent market and lower interest rates Steve is also knowledgeable in the programs that are available for refinancing.

Give Steve a call today to see how he can help you.

Steve recommends you click on the two links below to see what his realtor partners have to offer!

http://www.century21inwv.com/     http://www.4wvland.com/

Steven Zsolt is licensed in WV

We provide mortgage rates and loan services in the state(s) listed above, as well as the following areas:

© 2014 Tidewater Mortgage Services, Inc. All rights Reserved.   |   Licensed by the Virginia State Corporation Commission, MC-1206
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