Thinking about ways to boost your home’s value this summer? Whether you’re planning to sell in the next few years or simply want to make smart upgrades, certain home improvement projects can offer an excellent return on investment (ROI). The key is knowing which updates will pay off — both in comfort and potential resale value.
Let’s look at three high-impact home improvements that can add real value to your home — and how to make them more affordable by using your home equity.
- Kitchen & Bathroom Refreshes: Small Changes, Big Value
Kitchens and bathrooms sell homes — and even minor updates in these areas can deliver strong returns. You don’t have to gut the space to see results.
Top value-adding updates:
- Replace countertops with quartz or granite
- Upgrade fixtures, faucets, and cabinet hardware
- Install a modern backsplash or new lighting
- Refresh the space with a coat of paint
ROI Potential: 60%–80%
- Boosting Curb Appeal: First Impressions Count
Your home’s exterior is the first thing people notice — and curb appeal has one of the highest ROIs of any project.
Simple, effective upgrades include:
- Landscaping with native plants or flower beds
- A fresh coat of paint or new front door
- Exterior lighting or updated house numbers
- Power washing the driveway and siding
ROI Potential: Up to 100%
- Energy Efficiency Upgrades: Save Now, Earn Later
Energy-efficient homes are in high demand — and upgrades that lower utility costs are attractive to future buyers.
Smart improvements:
- New windows or upgraded insulation
- Installing a programmable thermostat
- Replacing older HVAC units or water heaters
- Considering solar panel installation (if viable in your market)
ROI Potential: 50%–85% + monthly energy savings
Use Your Home’s Equity to Fund Improvements
Not sure how to cover the cost of upgrades? If you’ve owned your home for a few years, you may be able to tap into your home’s equity to finance renovations.
Popular options include:
- Cash-Out Refinance – Replace your current mortgage and receive cash from your built-up equity
- Home Equity Loans or HELOCs – Borrow against your equity with typically lower interest rates than credit cards or personal loans
Let’s Talk About Your Options
At Tidewater Mortgage Services, we’re here long after closing. If you’re ready to explore your equity or simply want a mortgage check-in, we’re just a call away.
Reach out today to learn how your home can help fund your next great project — and increase its value for years to come!
