Just like you visit your doctor for a yearly physical or take your car in for a tune-up, your mortgage deserves a regular check-in too. Whether you closed six months ago or six years ago, scheduling an annual mortgage review is a smart financial move that can help you save money, plan for the future, and feel confident about your home investment. At Tidewater Mortgage Services, we offer complimentary mortgage check-ins to help our past clients stay informed, empowered, and ahead of the game.
- Review Your Current Mortgage Terms
One of the first things we do during a mortgage check-in is review the details of your current loan: your interest rate, monthly payment, remaining balance, and the type of mortgage you have.
Why it matters: With interest rates constantly shifting and life changes happening every year, your current loan may no longer be the best fit. We’ll help you determine if a refinance, term adjustment, or even removing mortgage insurance could benefit you.
- Evaluate Your Home Equity and Financial Goals
Your home has likely increased in value — and that means more equity in your pocket. During your check-in, we’ll take a look at your estimated home value and walk you through what your equity can do for you.
Why it matters: That equity can be used for renovations, debt consolidation, education costs, or even purchasing a second home. We’ll also talk about your short- and long-term financial goals and see how your mortgage fits into the bigger picture.
- Discuss Life Changes That Could Impact Your Mortgage Strategy
Have you changed jobs? Had a new baby? Started working remotely? These kinds of life events can affect your budget, your home needs, and even your tax strategy.
Why it matters: A mortgage check-in gives us the opportunity to adjust your plan accordingly — whether that means upgrading, downsizing, or just making sure your mortgage still aligns with your lifestyle.
Your home is one of your biggest financial assets — and keeping your mortgage strategy up to date is key to protecting and growing that investment. Let’s take 15–30 minutes to review where you stand and where you’re headed.
Contact us to schedule your complimentary mortgage check-in with Tidewater Mortgage Services today! We’re always here to help you make the most of homeownership.
